Property Advisory Service

I hope that you can see from the two examples above that investing is more about choosing the investment that works for you and sticking to your own investment timetable within your capacity rather than just selecting the right investment and the right market timing.

A fresh approach to property investing During a recent consultation with a client who has been with us for six years, I suddenly realized that they had no idea about our Property Advisory Service, which has been in operation since April 2010.

I figured I’d better fix this mistake and explain what it is, why it’s different from anything else in Australia, and why it’s so rare.

But before I do that, I’d like to share some information with you that you won’t find in investment books or seminars so you can understand where I’m coming from.

Since starting a mortgage company for property investors ten years ago:

With approximately 60 different lenders, we have completed more than 7,000 individual investment mortgages;

The financial positions of approximately 6,000 individual property developers and investors have been examined by myself and our mortgage team;

I have had exclusive access to important information from our large client base, including the original purchase price, value of property improvements, and current valuations for close to 30,000 individual investment properties across Australia.

When you conduct research and make observations using such a large sample size, you are almost certain to discover something that the majority of people are unaware of.

I’ve learned a lot that might surprise you as much as they did me, some of which defy conventional wisdom:

You might benefit financially if you pay more tax.

It took me a long time to accept this, but I can’t deny the facts. Clients who have achieved positive cashflow have paid a significant amount of tax, whether in the form of capital gains tax, income tax, or stamp duty, and they will continue to do so.

As long as they continue to make more money for themselves, they have no problem with the taxman making some money! They reduce their debt and regularly cash in the profits from their properties, but they always invest and park their money where the best return is available. In fact, I could almost say that the only people who benefit from positive cashflow from their investment properties are those who treat taxes as a cost of doing business and are unconcerned about paying them.